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The most common exclusions that limit or deny payouts
How insurers use “cosmetic” and “installation defect” clauses to deny coverage
What to do immediately after a storm to protect your claim
✅ Policyholders with roof hail/wind damage
✅ Religious Organizations and Schools
✅ Historical Buildings
✅ Homeowners
✅ Apartment & multifamily investors
✅ Commercial Building Owners
✅ Property Management Companies
✅ Condo and HOA Boards
✅ Apartment & multifamily investors
✅ Commercial Building Owners
✅ Property Management Companies
✅ Condo and HOA Boards
✅ Contractors
✅ Religious Organizations and Schools
✅ Historical Buildings
✅ Homeowners
How to identify hail damage before your insurer does
Common roof damage mistakes that reduce claim payouts
Proper documentation techniques for roofs, siding, and gutters
How insurers calculate damage and settlement values
Understanding cosmetic damage limitations and ACV settlements
Material-specific claim challenges: asphalt, metal, tile, slate, modified bitumen, membranes, & other roofs
Examples of underpayments and dispute strategies
How public adjusters help maximize insurance claim settlements
Steps to proactively protect your claim after a storm
Red flags and pitfalls to avoid underpayment or claim denial
When and why to hire a licensed Public Adjuster or legal expert
Are Insurance Company Representatives Downplaying the True Extent of Your Storm Damage?
Is Your Commercial Building or Custom Home Roof Repair Being Pushed When Replacement Is Needed?
Did Your Insurance Company Undervalue Your Multi-Million-Dollar Storm Damage Claim?
Years Of Experience
Large-Loss Claims Settled
Hours Worked
Average Claim Amount
Maximize your payout
Protect your legal rights
Navigate complex policies
Handle disputes
Advocate only for you, not the insurer
Negotiate on your behalf
Help policyholders meet their burden of proof
Interpret your policy and how to maximize your payout
Fight lowball offers and wrongful denials
Avoid unnecessary litigation and appraisals
Increase your payout by up to 747%, according to the Florida OPPAGA Study
Insurers are required by law to act in good faith
They must equally consider any evidence supporting your position
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny your claim
You’re entitled to indemnity—restoration of your property and financial loss
You bear the burden of proving your claim damages. This means if you don’t prove your loss, they don’t have to pay
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"Thank you Scott"
Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!
- Haidee J.
"I would highly reccomend"
Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!
- James M.
"I came across this company and had none of those bad feelings"
This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.
- Katie H.
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